The Gartner Law Firm
Injuries That Qualify For Workers' Compensation
In 2019, there were an estimated 102,794 work-related injury incidents in Missouri. Workers' compensation laws and regulations are designed to protect employees against work-related accidents. Under the Missouri workers' compensation law, injured workers are entitled to receive certain benefits for their on-the-job injuries. These include medical care, lost wages, permanent disability compensation, and other additional benefits.
If you are involved in a work-related accident, it is important to consult with an experienced Missouri workers' compensation attorney immediately to protect your rights. Our attorneys at the Gartner Law Firm can answer your questions about the injuries that qualify for workers' compensation benefits in Missouri. We will fight empathetically to protect your rights and help you seek fair compensation for your workplace injuries.
The Gartner Law Firm proudly serves clients in St. Peters, Missouri, and the surrounding communities of St. Charles, O'Fallon, and St. Louis.
Overview of Workers' Compensation in Missouri
The Division of Workers' Compensation in Missouri provides services to employees who have been injured in a workplace accident or exposed to occupational disease resulting from a work assignment or their employment.
Under Missouri workers' compensation law, employers are required to carry coverage or insurance policy that will pay for the medical treatment and lost time benefits for employees involved in work-related accidents. The Division ensures that injured workers receive the benefits they are due.
Furthermore, employers in the construction industry with at least one employee must have workers' compensation insurance. Employers in other industries with up to five employees are also required to carry insurance. The federal laws cover workers in the postal, railroad, and maritime industries.
The following benefits are available to workers who are involved in a work-related accident in Missouri:
- Medical Benefits: All costs required for medical testing, treatment, prescriptions, and more will be covered.
- Payment of Lost Wages: You may be eligible for temporary disability payments if the injuries sustained makes you unable to work temporarily.
- Weekly Compensation: Injured employees will receive approximately 66 percent of their weekly wages, not exceeding a maximum amount determined by the law.
- Compensation for Permanent Disability: Employees with a permanent disability resulting from the accident may be entitled to permanent disability payments.
- Survivor Benefits: Upon the death of an employee who has suffered a compensable work injury or occupational disease, the decedent's surviving dependents may be entitled to weekly benefits from the employer or insurance provider. They will receive approximately 66 percent of the deceased's weekly wages, not exceeding a maximum amount determined by the law. Also, the employer or insurer will cover funeral expenses up to $5,000.
- Additional Benefits: There are also additional benefits for employees who suffer occupational diseases due to toxic exposure. These include asbestosis, mesothelioma, bronchiolitis, berylliosis, silicosis, coal worker's pneumoconiosis, obliterans, and acute myelogenous leukemia.
Injuries that Qualify
All injuries that occur during the course and scope of employment qualify for workers' compensation benefits in Missouri. However, Missouri workers' compensation law established three basic criteria for employees to be eligible, including:
- Your employer must be covered under workers compensation
- You must be an employee. Independent workers such as freelancers, IT consultants, and other domestic workers are not covered
- The injury or illness must be work-related
Moreover, the accident or occupational exposure must be "the prevailing factor" that caused the injury, medical condition, or disability.
Occupational Diseases that Qualify
An occupational disease can be described as a medical condition or illness caused by occupational exposure in the workplace. Some common examples of occupational diseases recognized by the Missouri Workers' Compensation Law include:
- Injuries that are caused by repetitive motion, such as trigger finger, carpal tunnel syndrome, and epicondylitis
- Loss of hearing due to prolonged exposure to industrial noise
- Radiation disability that occurs when an employee is exposed to various types of radiation
To receive benefits under Missouri workers' compensation law, the employee must prove that work was the prevailing factor that caused both the medical condition and disability resulting from the claimed occupational disease.
How an Experienced Workers' Compensation Attorney Can Help
Workers' compensation benefits are intended to provide relief to employees who are involved in a work-related accident but navigating the workers’ compensation process can be complicated. If you were hurt on the job, hiring a knowledgeable Missouri worker's compensation attorney is crucial to protect your rights and help you recover your benefits.
Our experienced attorneys at the Gartner Law Firm are committed to providing outstanding legal services and strong representation to clients in both workers' compensation and personal injury matters. Our team will review your case, carry out a detailed investigation, and determine case-value. As your legal counsel, we will fight compassionately to protect your rights and attempt to recover your rightful compensation for your injuries.
Contact the Gartner Law Firm today to schedule a one-on-one consultation and discuss your case with an experienced workers' compensation attorney. We proudly serve victims of workplace accidents in St. Peters, St. Charles, O'Fallon, and St. Louis, Missouri.